DUMFRIES MORTGAGE & PROPERTY SHOP
Pensions

D.M.P.S. Financial Services provides expert pension advice whether you are just about to start your first pension plan or approaching your retirement date:
 
 

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Thinking of taking out your first pension plan?

  • We provide pension advice and will recommend the best pension product for your needs
  • We will work with you to assess how much you should contribute to your plan to provide you with the pension you require
  • The earlier you start a pension plan the better as you will have more time to build up a bigger pension fund
  • Not sure whether you should take a Stakeholder Pension or a Personal Pension? We will give you the advice you need

Do you already have a pension plan but want to check it is the best plan for you?

  • Did you know that many people are still paying into 'old style' pension plans with much higher charges and possibly preserved funds?
  • By reviewing your pension arrangements we could make your money work harder for you
  • We will assess your 'risk profile' to ascertain if your money is being invested into the funds most suited to you and your attitude to investment risk

 


Are you approaching your retirement date and are not sure what to do?

  • We will provide advice on your existing pension arrangement
  • Perhaps you're not sure if to take your 25% tax free lump sum or not?
  • We can help you with your choice of annuity by searching for the best deal for you. The best deal may not be the one offered by your existing provider and by exercising your right to the open market option you could obtain a higher pension income
  • Making the right decision about your pension and obtaining professional advice could make all the difference in providing a better pension income and the retirement you deserve


USEFUL DOWNLOADS

  • GUIDE TO ANNUITIES AND YOUR OPTIONS AT RETIREMENT

CLICK HERE TO DOWNLOAD GUIDE